If this is not what you are looking for try our other links from the homepage click here Third Party Motorcycle Insurance Third party only insurance only covers you for damage, or injury to a third party. This will not include cover for damage to your motorbike, or personal injury Third party only insurance covers against any claims made against you should you have an accident. This is the minimum level of insurance cover required by law. If you have had an accident and you are proven to be at fault, your insurance company will pay the money that is owed by law to any injured parties. If you have damaged property, this will also be covered. If you find yourself in the unfortunate position of a thief stealing your motorbike, and then causes an accident whilst riding it, a third party only policy will protect you against any claims for injuries or damage that may arise from the accident, even though the thief was to blame. However, you will still not be covered for the loss or damage to your own vehicle. Insurance  Documentation When you purchase your motorbike insurance you will receive some documentation to show that you are indeed legally insured to ride on the road. There are circumstances where this proof of insurance is required. The most obvious case would be to the police if you have been stopped for any reason. The law currently gives you seven days to prove your valid insurance cover to the police. You should receive some or all of the following documents from your insurance company: Certificate of insurance This is the document that proves your legal motor insurance cover as required by the Road Traffic Act. Schedule and/or policy document The schedule and/or policy document sets out the full  terms and conditions of your insurance policy. Cover note A cover note is usually issued to allow either a broker or insurer time to complete their paperwork before they issue the full certificate, though this practice has become less common. You should always read through the terms and conditions of your policy. Firstly to check that the level of cover you agreed with the insurance company is correct and to also make you aware of any policy exclusions. It is your responsibility to be aware of the exact cover you have agreed.